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The content of this site, including, but not limited to, the text, images, and the underlying HTML, herein and their arrangements, unless otherwise noted, are protected by Canadian and international copyright, trademark and other laws.  Use of this website does not transfer to the users any ownership or other rights in the website or its content. The “True Financial Consultants”, “TFC”, word and design marks are trade-marks, registered trade-marks, trade names and service marks of True Financial Consultants. Any unauthorized use of these trademarks is prohibited and will be pursued and prosecuted to the full extent of the law. Other names and service marks appearing on this website are trademarks, registered trademarks, trade names, of their respective holders.

Limited Use of Site
Linking to any pages on the website, including the homepage, without permission or authorization is prohibited. This includes images, logos, taglines, metatags, text, graphics, audio, video, publications or other content on the site.

Except where noted otherwise visitors to the website are permitted to display on their devices, print, download and otherwise reference text, audio, video, publications, and other content provided on this website, for personal, education and non-commercial purposes only.

The content may not be modified. Each use of material from the website must include reference to the website as the information source and include the copyright notice (see above).  Any question regarding use of materials in this website may be directed to

No Professional Advice 
This website is produced by TFC as an information service with the understanding that it does not render accounting, legal or other professional advice. All commentary contained herein is not intended, nor should it be relied upon, to replace specific professional advice. It is recommended that users consult their professional advisors regarding any matter addressed in this website.

Legal Disclaimer
This site and its content are made available only to provide information about TFC. The user is responsible for compliance with all applicable laws and regulations. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any copyright, patent, trademark or other proprietary rights of TFC or any third party. In making this site available, no client, advisory, fiduciary or professional relationship is implicated or established and neither TFC nor any other person is, in connection with this site, engaged in rendering auditing, accounting, tax, legal, advisory, consulting or other professional service or advice. The reader should not act on the information contained in any of the materials on this site without first consulting with a financial advisor.

Links on this site may lead to servers maintained by individuals or organizations other than TFC. TFC makes no representations or warranties regarding the accuracy, timeliness, suitability or any other aspect of the information located on such servers and neither monitors nor endorses such servers or content. While all due care and diligence has been used to maintain and update all materials on the website, TFC does not make any representations or warranties as to the accuracy, timeliness, suitability or any other aspect of the materials contained herein.

No Warranties 
TFC and its affiliates, partners, principals, employees, agents and representatives make no representations or warranties about the accuracy, timeliness, suitability or any other aspect of this site or any content on or accessed through this site for any purpose, all of which is provided “as is” and “as available” without any warranty of any kind, including but not limited to, all implied warranties and obligations or merchantability, fitness for a particular purpose, title and non-infringement. In no event shall TFC be considered liable for any damages, including special, indirect or consequential damages, arising out of, or in connection with, the use or performance of content provided on this website.